Loan Document Requirements

 

Our Offer to you

  •  Online Loan Application
  •  Quick Loan Approval
  •  Flexible loan repayment options
  •  Veracity of lenders from Non Bank lenders to Bank Lenders
  •  Friendly Service
  •  Assist you with other financial needs

Eligibility to apply for a Loan

  •  Must be Permanent resident or Australian Citizen
  •  18 years of age and over
  •  Stable employment with continuance income
  •  If Self-Employed, minimum of 12 months and registered for ABN

What you need before you apply

Proof of Income 

Income details for each applicant/s

  •  Two copies of your most recent payslips or employment letter confirming your employment status and income
  •  If you are self-employed you will need your tax returns and profit and loss statements, and your individual tax assesment notices for the last 2 years
  •  If we need to take your overtime pay into account, or if you are employed casually, we require your last two tax returns or group certificates

Employment Details

  •  Your current employer's details (name, address and phone number)
  •  If you have been in your current employment less than two years, we require the details of your previous employment

Identification

Proof of identity is required to apply for all loans and you must have a total of 100 points:

  •  Australian Passport-70 pts
  •  Birth Certificate-70 pts
  •  Australian Citizenship Certifcate-70 pts
  •  Drivers Licence -40 pts
  •  Council Rates notice-35 pts
  •  Medicare card-25 pts
  •  Bank Card-25 pts
  •  Utility Bills-25 pts

Assets

  •  Details of your assets including bank accounts, shares, life insurance, motor vehicles and personal effects

Commitments

  •  Details of your financial commitments (eg. payments made on other personal or car loans, home loans,investment loans and credit cards, etc). In some cases we will also require recent bank statements.
  •  If you are consolidating your debts you will require to provide last three months statements.