Car Loan

Whether you need finance for a new or used car, 4WD, luxury or compact car from a dealer or private seller, we have loan solutions to get you driving on the road sooner. We offer car loans for any type of motor vehicle. Our car loans range between $5,000 and $80,000. The only hard part is choosing your dream car.

At All Personal Loans we understand that every individual and loan application is unique. As a result, our experienced finance consultants work with you to obtain the best financing package possible.

It takes just a few minutes to APPLY NOW for a loan. Our mission is to provide you with the highest level of service and the best loan for your next car purchase.­

We can provide you with all the details you need over the phone. Our friendly staffs are available to advise you on all your car loans options.

Our Offer to you

  • Online Application
  • Quick Approval
  • Flexible repayment options
  • Verity of lenders
  • Friendly Service
  • Assist you with other financial needs

Eligibility to apply for a Car Loan

  •  Must be Permanent resident or Australian Citizen
  •  18 years of age and over
  •  Stable employment with continuance income
  •  If Self-Employed, minimum of 12 months and registered for ABN

What you need before you apply

Proof of Income

  •  Income details for each applicant/s
  •  Two copies of your most recent payslips or employment letter confirming your employment status and income
  •  If you are self-employed you will need your tax returns and profit and loss statements for the last 2 years
  •  If we need to take your overtime pay into account, or if you are employed casually, we require your last two tax returns or group certificates

Employment Details

  •  Your current employer's details (name, address and phone number)
  •  If you have been in your current employment less than for two years, we require the details of your previous employment

Identification

Proof of identity is required to apply for all loans and you must have a total of 100 points

  •  Australian Passport-70 pts
  •  Birth Certificate-70 pts
  •  Australian Citizenship Certifcate-70 pts
  •  Drivers Licence -40 pts
  •  Council Rates notice-35 pts
  •  Medicare card-25 pts
  •  Bank Card-25 pts
  •  Utility Bills-25 pts

Assets

  •  Details of your assets including bank accounts, shares, life insurance, motor vehicles and personal effects

Commitments

  •  Details of your financial commitments (eg. payments made on other loans, mortgages, credit cards, etc). We will require recent statements.
  •  If you are consolidating your debts you will require to provide last three months statements.

Car Loan

If you are applying for a Car Loan you will also need to provide details (where available) of the vehicle you plan to purchase:

  • Dealer's invoice or details of seller if purchasing privately
  • Copy of current registration papers
  • Proof of insurance cover
  • For pre-approval, an estimate of the age and value of the car

 

All Personal Loan Services

All Personal loans also offers services such as Car Loans, Boat Loans,Unsecured Loans and Secured Motorbike Loans.